Don't Buy Insurance Child Education, Why?

The title is quite surprising, want to know why do not buy insurance your child's education? he fact that many parents prefer to buy their children's education insurance than life insurance itself, as evidenced when I meet potential customers who ask for an explanation of insurance products / education savings We, then I asked if parents already have life insurance? the answer is not, first child ...
The answer is enough to give an idea that there was a misunderstanding about the basic functions of insurance, especially life insurance.Insurance / education savings is good to be prepared to see the cost of education has increased each year is relatively high. But it turned out that seems wrong decision I personally think, why? Since the main function of insurance is to protect the economic value of the breadwinners of the risks that can lead to the loss of economic value such as exposed breadwinner critical condition, total permanent disability and even death.
Just imagine, if we are exposed to other sick stroke ATW erosive we can not make a living anymore, whereas there is only education d home insurance policy. Imagine what would happen?
Insurance education can indeed provide a guarantee that our children's education will still be realized, because there is a liberator education insurance premiums (Parent payor) if his parents were exposed to risks. Thus saving education of children released and insurance companies that continue until the children are 18 or 25 yrs.
But, what about our families economies such as the need to eat, pay the electricity bill, telephone, this installment was etc, Who will bear? You are sure. Your spouse can afford it. Or you are unsure of your nearest sibling for example, want to help the needs of your household each month? ATW you willing to take your child's education fund, and let your child's education does not materialize?
Therefore, it is better think again before making the decision to purchase insurance education. Make sure the first earner who has ATW life insurance critical illness insurance are distinguished enough, after that if there is more budget should be allocated to education insurance ...
Ok, do not buy education insurance before had life insurance ATW critically ill. Thank you, let's insured ...
( source : http://pmansyah.blogspot.co.id/2012/10/jangan-beli-asuransi-pendidikan-anak.html )

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Ditulis Unknown — Friday, 1 April 2016 — Add Comment — Insurance