Life Insurance

In previous posts I've discussed about asset protection, there is explained how important the protection of the economic value of an asset which one of these assets is ourselves as the most valuable asset either for themselves or for a family that we love of course. In a world full of certainty is not, is there another way to protect you from the risks? Well, the Life Insurance has the answer. So what is a life insurance? Let's learn more about life insurance.
Life insurance is one of the best financial products ever invented by man, this product gives hope to a family to be able to continue to live better in the future.
Actually, life insurance mechanism is very simple. People who are facing the same risks agreed to raise some money (premium) to be stored. Then whenever among them or their dependents (eg family) run the risk that they will be compensated from the savings earlier.
Definition of Life Insurance
Life insurance is a legal agreement between the insurance company (insurer / Insure) with those who use insurance (insured / insured). This agreement is called a life insurance contract which is then written in the Policy.
Through this agreement the insured / policyholder pays a sum of money regularly called a premium to the insurer / insurers. Instead the insurer / insurance companies agree to pay a sum of money or provide services when the events covered (accident, illness or death) arise during the term of the insurance.
People who are still alive and healthy is the object of life insurance is called the insured person (insured).
For certain products, the insured person as well as the recipient / heir (beneficiary).
For life insurance policies, the parties will receive payments from the death of the insured (insured) is the recipient / heir (beneficiary). Typically, the heirs are determined solely by the insured person.
So life insurance is an agreement that guarantees payment of funds upon death of the insured person (insured) to the beneficiary / heir (beneficiary), or other circumstances mentioned in the contract (policy) as total disability, accidents etc.
Well, As we are still alive and healthy and have enough money to have a life insurance haste, before it is too late.
( source : http://pmansyah.blogspot.co.id/2009/06/asuransi-jiwa.html )

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Ditulis Unknown — Friday, 1 April 2016 — Add Comment — Insurance