"I
am still young, have not had the necessary insurance dependents jd ga
deh ..." the answer often I encounter when I prospect to most young
people without dependents. So is it true of young children who just completed a new school career education and they do not need insurance?
Indeed, the main purpose of life insurance is to replace income family
head / breadwinner when they died so that families left behind are not
displaced.Klo
see that goal was a young child without dependents is not fit to have
life insurance, but look at the development of life insurance products
today are getting better & nice example life insurance unit-linked
namely life insurance linked to investment it seems everyone needs deh
start olds toddlers to the elderly must-have. Then what aja yah roughly more benefits to be gained if we take
insurance while young, especially in unit-linked insurance products.
First,
with the insurance program link unit at a young age premiums are
deposited each month relative cost between 250 thousand - 500 thousand
compared to the insurance program at the age of 40 years late premiums
paid must be above 500 thousand a month to get the same benefit ,
Second, the relatively small premium would be a great benefit. The benefits to be in the can while young age include life insurance
with UP sizable, hospital insurance, accident insurance, critical
illness insurance, insurance premiums and benefits deliverer substantial
investment in the retirement age.
Third, premium payments can be faster for a lifetime of protection. Suppose you follow this program pd age 25 years then you simply deposited during the 10 th course (at the age of 35th). Deposit the funds you for 10 years + investment results are sufficient to pay the cost of whole life insurance. In contrast to those who follow his advanced age when normally should be longer.
Benefits
of the fourth is of course the physical health and still fit it will be
easier to be approved / submission of your life insurance by the
insurance company. Because not everyone can have a life insurance easily when he already had a history of disease.
Well, more or less useful like that. So
while still young without dependents where the necessities of life is
not so great and you already have their own income, especially since you
do not want to bother your parents dong continuously, hospital costs,
for example if you are hospitalized. And certainly, now everything has to be taken a little more seriously. Moreover, now you are busy building your career or are planning your wedding is soon to take place.
For that you must already have to start saving, let alone a short time you will share your life with someone you love. Or if you still want to be single, however the savings still needed as an umbrella before it rains. Perhaps you want to set aside a portion of your salary to help parents or send sister. It's your choice ...
( source : http://pmansyah.blogspot.co.id/2011/06/manfaat-lebih-ikut-asuransi-saat-usia.html )
Belum ada tanggapan untuk " More Opt Insurance Benefits While Still Young Age"
Post a Comment